Senior Business Analyst / Domain Subject Matter Expert (Merchant Acquiring)
Required Experience & Functional Expertise
· 8-12+ years of experience in merchant acquiring payment processing, card networks, or PSP ecosystems.
· Deep understanding of:
o Merchant onboarding, KYC/KYB, underwriting workflows
o Pricing constructs, interchange, fees, surcharge models
o Clearing, settlement, chargebacks, disputes, representments
o Servicing operations and merchant lifecycle management
o Merchant risk, fraud indicators, and monitoring practices
o Revenue assurance and leakage detection mechanisms
Data & Technical Knowledge
· Strong working knowledge of merchant data models, including:
o Merchant demographics and segmentation
o Transaction and authorization attributes
o Chargeback and dispute data
o Settlement, funding, and fees
o MCC codes, terminal/POS data, acquirer reference numbers, dispute reason codes
· Prior experience with industry players such as Stripe, Fiserv, Global Payments, Worldpay, Adyen, Elavon, Chase or similar acquiring platforms.
Experience working with data engineering, analytics, or AI/ML teams is a strong asset.
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